Audit Committee

Member	Nail Olpak (Member of the Board)
Member	Didem Bahar Özgün Yılmaz (Member of the Board)

The Audit Committee was established by the decision of the Board of Directors dated 31 October 2006. On behalf of the Board of Directors, the Audit Committee is authorized and responsible for: ensuring the efficiency and adequacy of the internal control, risk management and internal audit systems; monitoring the operations of internal systems, accounting and reporting systems, and the integrity of the information generated by them in compliance with related legislation; and, during the Board of Directors’ process of choosing independent auditors, rating institutions, evaluation and support services firms, performing pre-assessment of candidates and regularly monitoring the activities of the selected institutions. The Regulations on the Procedure and Principles of the Operations of the Audit Committee was revised by the Board’s decision dated 30 September 2022.

Credit Committee

Chairman	Ali Güney (General Manager)
Member	Osman Çelik (Chairman of the Board)
Member	Fahriye Alev Arkan (Member of the Board)
Alternate Member	Mustafa Gültepe (Member of the Board)
Alternate Member	Didem Bahar Özgün Yılmaz (Member of the Board)

The Credit Committee is vested with the authority to issue to a real or legal person a domestic loan up to ten percent (10%) of the Bank’s equities provided that collaterals deemed appropriate by the Board of Directors are created. That kind of authority is limited for different types of guarantees.

The Credit Committee fulfills the said duty delegated thereto by the Board of Directors within the frame of the procedures and principles set out in the applicable legislation in accordance with Article 31 of the Bank’s Articles of Association.

Islamic Banking Advisory Committee

Chairman	Prof. Dr. İsak Emin Aktepe
Deputy Chairman	Prof. Dr. Mürteza Bedir
Member	Prof. Dr. Hayrettin Karaman
Secretariat	Regulatory Compliance Department

Islamic Banking Advisory Committee established by the Board of Directors decision dated 09 September 2022 and approved by the General Assembly decision dated 21 July 2023 pursues its activities under the Board of Directors pursuant to the Communiqué on Compliance with the Principles and Standards of Interest-Free Banking published on 14 September 2019.

The Advisory Committee is charged with deciding on standard contracts pertaining to the Bank’s products and services associated with Islamic (interest-free) banking activities, internal guidelines, interest-free banking principles and standards, and implementation thereof.

Within the scope of the evaluations made by the Islamic Banking Advisory Committee regarding the compliance of the bank's activities with the Islamic Banking Principles and Standards, 26 meetings were held in 2023 and 32 decisions were taken.

A meeting was held on 03 February 2023, with the participation of the Advisory Committee and Audit Committee members, within the scope of Islamic banking transactions for 2022.

Corporate Governance Committee

Member	Özgür Volkan Ağar
Member	Mustafa Gültepe
Secretariat	Process and Quality Management Department

The Corporate Governance Committee is charged with, and responsible for, monitoring the Bank’s compliance with the provisions of the Regulation on Banks’ Corporate Governance Principles (the Regulation) and corporate governance principles, extending support to activities for the implementation and improvement of Corporate Governance Principles, making suggestions to the Board of Directors for improving corporate governance practices, and assessing whether an efficient and effective “corporate governance culture” has been firmly established at the Bank.

Remuneration Committee

Member	Özgür Volkan Ağar
Member	Mustafa Gültepe
Secretariat	Remuneration and Human Resources Services Department

The Remuneration Committee is charged with, and responsible for, the creation and execution of our Bank’s remuneration policy, processes and practices within the frame of a healthy and effective risk management concept with the aim of ensuring an independent and effective remuneration system.

In addition to the Audit Committee, Credit Committee, Interest-Free Banking Advisory Committee, Corporate Governance Committee, and Remuneration Committee, there are the following committees at our Bank for the purposes of pursuing activities in alignment with the Bank’s vision and mission, achieving regulatory compliance, effectively managing the Bank’s processes, making decisions duly and quickly, and pursuing long- and short-term risks and opportunities in strategic decisions in line with the corporate governance concept: Executive Committee, Assets and Liabilities Committee (ALCO), Information Systems (IS) Strategy Committee, Information Systems (IS) Steering Committee, Business Continuity and Crisis Management Committee, Information Security Committee, Anti-Fraud Committee, Confidential Information Disclosure Committee, Disciplinary Committee, Sustainability Committee, Country Risk Classification Assessment Committee, PDPL Committee, Anti-Bribery/Anti-Corruption and Ethics Committee, New Product and Activity Development Committee, and Operational Risk Committee.

Information Systems (IS) Strategy Committee

The IS Strategy Committee meets with the aim of supervising and evaluating on behalf of the Board of Directors whether the IS investments are duly utilized and the compliance of the Bank’s business goals with IS targets, and of revising them as and when necessary.

Chair	General Manager
Member	Deputy General Manager for Information Technology and Operations
Member	Deputy General Managers for Related Business Units
Member	IT Strategy and Governance Director
Member	Strategic Planning and Sustainability Director
Secretariat	Project Management Department"

Head of Internal Audit, Head of Internal Control, Head of Risk Management and Head of Compliance attend the meetings for consultation, without the right to vote on matters being discussed.

Information Systems (IS) Steering Committee

The IS Steering Committee meets for assisting the IS Strategy Committee in the implementation of the IS strategy, determination of priorities, and following up the status of ongoing projects.

Member	Deputy General Managers of related Business Units
Member	IT Strategy and Governance Director
Member	Strategic Planning and Sustainability Director
Member	Head of Internal Control
Member	Technological Infrastructure Director
Member	Software and Business Development Director
Member	Legal Affairs Director
Member	Human Resources and Organizational Development Director
Member	Credit Risk Monitoring, Credit Analytics Process and Policies Director
Member	Regulatory Compliance Manager
Member	Project Management Manager
Secretariat	Project Management Department

Head of Internal Audit attends the meetings for consultation purposes, without the right to vote on matters being discussed.

Information Security Committee

The Information Security Committee meets for ensuring on behalf of the Board of Directors that information security policy is established and executed.

Chair	General Manager
Member	Deputy General Managers of related business units
Member	Head of Risk Management
Member	Head of Internal Control
Member	Legal Affairs Director
Member	Human Resources and Organizational Development Director
Member	Regulatory Compliance Manager
Member	Information Security Manager
Secretariat	Information Security Department

Head of Internal Audit attends the meetings for consultation purposes, without the right to vote on matters being discussed.